
Jason Bates
Transform digital banking strategies with Jason Bates, speaker, fintech pioneer and digital transformation expert. Jason works with financial institutions to drive innovation and customer-centric product development, delivering insights from co-founding Monzo and Starling Bank.

London, United Kingdom
Enquire Now
Send us your event details
At Starling, Jason led product development and directed brand and marketing. During his time there, he met the team with whom he would later pioneer a new digital bank, initially named Mondo. It raised one million in ninety-six seconds, becoming the quickest crowd-funding campaign in history. A later campaign reached twenty million within three hours. As Chief Customer Officer of Monzo, Jason built the design of the award-winning app and led the regulatory applications for the bank.
Monzo’s success was mainly due to its loyalty to its users, with referrals drawing in eighty per cent of the company’s business. Monzo disrupted traditional banking by establishing a new way of interacting with clients and engaging younger people with their finances.
As part of his fintech consultancy, Jason advises companies to develop mobile platforms and target different markets. He also guides financial services on driving digital transformation, analysing where innovation meets banking, and how to implement change successfully.
Jason considers how digital banking will evolve, AI's role, and its impact on consumers and businesses. He discusses leadership in an era of cultural change, overseeing the next digital shift, and creating products that embody the future of consumer behaviour.
Topics, Sessions And Talks
Jason Bates shares his journey from co-founding Monzo and Starling Bank to building fintech ventures that reshaped modern banking. Drawing on first-hand experience in product design, regulation, and customer engagement, he explores how challenger banks can rise from concept to launch. With an engaging, accessible style, Jason demonstrates what it takes to turn vision into viable digital products that transform customer expectations and redefine financial services.
With legacy systems still underpinning much of the financial world, Jason Bates examines how a new digital banking stack is emerging to meet the demands of a connected, data-driven economy. He outlines how modular architecture, APIs, and agile teams are enabling faster, smarter, and more customer-centric innovation. Blending technical insight with clarity and wit, Jason highlights what tomorrow’s financial institutions must build today to stay relevant.
Jason Bates argues that despite advances in fintech, most banks have merely digitised old systems rather than created truly digital ones. He explores the shift from static financial products to intelligent, real-time services that adapt to users’ lives. With thought-provoking analogies and humour, Jason challenges audiences to rethink what digital banking really means, inspiring leaders to embrace the next wave of technological and behavioural change.
Drawing from his experience leading high-performing teams at Monzo, Starling, and 11:FS, Jason Bates unpacks why small, empowered digital teams consistently outperform traditional corporate structures. He reveals how focus, autonomy, and cross-disciplinary collaboration create the agility needed to innovate at speed. Combining real-world lessons with sharp observations, Jason offers a compelling case for transforming how financial institutions organise, motivate, and deliver in the digital age.
Jason Bates explores the principles behind creating seamless, human-centred experiences in digital finance. He explains how deep customer insight, behavioural understanding, and design thinking can turn complex financial interactions into intuitive and trusted journeys. Known for his clarity and authenticity, Jason shows how focusing on customer experience not only builds loyalty but also drives innovation and competitive advantage in an increasingly experience-led marketplace.
Looking for a custom keynote or workshop designed around your company’s goals and culture? The expert will create a tailored, interactive session that aligns with your objectives, values, and strategic priorities. From leadership and innovation to wellbeing and collaboration, each experience is built from the ground up to deliver measurable impact and lasting change.
Book
































Frequently Asked Questions
Everything you need to know about booking an expert speaker, facilitator, host or entertainment for your event.
- If you'd like to book one of our expert speakers, email us at hello@peptalk.com, send us a chat message or give us a call, and we’ll help you out.
- We’ll take your event details — topic, audience, budget, date, and location — and create a custom speaker proposal for you within 48 hours.
- If you already have someone in mind, that’s okay too; just let us know their name! Even if they aren't listed publicly on our website, we have a huge network and work with almost everyone.
- Once you've reviewed our speaker propsal and have selected and expert shortlist, we'll double check availability and fees with your chosen expert.
- You're welcome to have a chemistry call with the speaker before making the final decision, too.
- Next, we'll send out contracts to confirm the booking. One of our experienced event producers will liase with both you and the talent on the finer details, and arrange travel if necessary, taking the stress off your plate.
Not necessarily. While the speakers listed on our website may not have worked with PepTalk in the past, they are recognized professionals in the industry and known to engage in similar events and engagements. We work with a wide variety of speaker agents and talent agencies to ensure we have the best selection of speakers, hosts, comedians and entertainers available.
We do not accommodate requests for birthday messages or any other personal, non-commercial contact with the speakers, comedians or entertainers.
We work with speakers across a variety of fee ranges, giving you the flexibility to choose someone who fits your event's needs. Virtual keynote fees in the UK and Europe typically start at £2,000, while in-person top-tier speakers can reach £25,000. In the US, virtual in-person fees range from $5,000 to over $100,000, depending on the speaker and format, such as after-dinner talks, conference keynotes, Q&As, or podcasts. Comedians generally start at £1,500 or $2,000 for a 20-minute set.
Our goal is to help you find the speaker who best matches your event’s goals and budget. We take the time to understand your event, objectives, and audience to recommend the right fit. The most expensive option isn’t always the best one, and our priority is finding the ideal speaker or expert for your needs; not the highest-priced one.
Reach out for personalised recommendations and detailed information on specific speaker fees. We’re here to offer a tailored service and are always happy to discuss your unique requirements!
There’s no additional cost for our services beyond the speaker fee — simply contact us to find the right speaker for your next business or team event. We can also work with your corporate procurement team to negotiate favourable long-term rates, simply email hello@getapeptalk.com for more information.
Partnering with PepTalk means elevating your events with our curated roster of top motivational speakers, industry experts, delivering punchy keynotes that leave a lasting impact. From talent selection, to contracts and logistics, we handle it all. We have global expert network, with over 3000 speakers from over 33 countries on our line-up.
We also provide a full range of talent, from event hosts and moderators to interviewers and corporate entertainment, ensuring your event’s success from start to finish.
PepTalk workshops are interactive learning experiences for leaders at all levels, blending theory with practical insights from industry experts. These programs, led by experienced facilitators, are designed to drive real mindset changes and equip participants with actionable skills. Workshops can be customised to meet your organisation's specific needs. Explore our workshop examples and contact us today to learn how your team can benefit.
If you notice something that needs attention or have any queries regarding an expert speaker profile, feel free to email us at experts@getapeptalk.com, and we’ll be happy to assist.




